Dental Insurance Benefits Estimator

This tool helps you estimate your out-of-pocket costs for dental procedures based on your insurance coverage. It's designed for patients with dental insurance who want to plan their dental care expenses more effectively.

Procedure Type: Select a procedure Routine Cleaning Cavity Filling Dental Crown Root Canal Tooth Extraction

Insurance Type: Select your insurance type PPO (Preferred Provider Organization) HMO (Health Maintenance Organization) Indemnity Plan

Coverage Percentage (%):

Annual Maximum ($):

Remaining Benefit ($):

Deductible ($):

Deductible Met? Yes No

In-Network Provider? Yes (In-Network) No (Out-of-Network)

Calculate Estimate

Understanding Your Dental Insurance Estimate

This estimator takes into account several factors that influence your out-of-pocket costs:

• Procedure Type: Different procedures have varying costs and coverage levels.
• Insurance Type: Your plan type (PPO, HMO, or Indemnity) affects your coverage and out-of-pocket costs.
• Coverage Percentage: The percentage of the procedure cost your insurance typically covers.
• Annual Maximum: The maximum amount your insurance will pay in a year.
• Remaining Benefit: How much of your annual maximum is left for the year.
• Deductible: The amount you need to pay before your insurance starts covering costs.
• Network Status: Whether you're using an in-network or out-of-network provider can significantly impact your costs.

Remember, this is an estimate only. Actual costs may vary based on your specific insurance plan, the dentist's fees, and other factors. Always consult with your dental office and insurance provider for the most accurate information.